It has been observed that most car owners have car insurance policies when car damage or when registering claims do not understand the procedures that they should follow.
Documentation to keep it useful:
Before someone decides to apply, they must have the following document:
1-Genuine registration certification and SIM card are required for verification 2-Application form (already completed and signed), which must be sent to the repair / surveyor.
3-Some details that must be included in the application form and should be known:
- Policy number - The name of the insured
- Driver Name
- Contact number (s)
- vehicle number
- Create and model your car
- Date and time of the accident
- Loss of location
- Brief description of the event
When registering a claim, it is important to know that someone can file a claim without money or refund. With a cashless claim, a person must send a car to repair one of the workshops, where the insurance company contacts after obtaining permission. In this case, the insurance company will pay the approved amount directly to the workshop, and the insured will have to pay only the unpaid part. On the other hand, to recover the replacement cost, the person must pay the amount after the repair and write down that the amount will be returned by the insurance company. If you have a whole network, then simplify the decision on non-cash settlement.
What you need to keep in mind before registering a claim:
1. Someone must carefully read the political document before submitting the claim. If the policy is not available, someone can check it on the insurance company's website.
2- For questions or doubts, please contact the customer support department of the company and get clarification 3-Also, to be seen, especially in case of damage, if the repair cost is not too high, the claim should not be filed, as it will affect the bonuses with claims in the next political year. No claim premium is a discount given to the client, if he has no claims in the political year
The claims process for each insurance is slightly different. Let's discuss each of the following:
One important thing to remember about is that you have to be careful to submit all the documents as soon as you receive the car after its repair, since most insurance companies will not agree to this later.
It is important to know the application process, as if it was done for the first time, there will be no problems in the future.
Documentation to keep it useful:
Before someone decides to apply, they must have the following document:
1-Genuine registration certification and SIM card are required for verification 2-Application form (already completed and signed), which must be sent to the repair / surveyor.
3-Some details that must be included in the application form and should be known:
- Policy number - The name of the insured
- Driver Name
- Contact number (s)
- vehicle number
- Create and model your car
- Date and time of the accident
- Loss of location
- Brief description of the event
Return of claim without refund and refund
When registering a claim, it is important to know that someone can file a claim without money or refund. With a cashless claim, a person must send a car to repair one of the workshops, where the insurance company contacts after obtaining permission. In this case, the insurance company will pay the approved amount directly to the workshop, and the insured will have to pay only the unpaid part. On the other hand, to recover the replacement cost, the person must pay the amount after the repair and write down that the amount will be returned by the insurance company. If you have a whole network, then simplify the decision on non-cash settlement.
What you need to keep in mind before registering a claim:
1. Someone must carefully read the political document before submitting the claim. If the policy is not available, someone can check it on the insurance company's website.
2- For questions or doubts, please contact the customer support department of the company and get clarification 3-Also, to be seen, especially in case of damage, if the repair cost is not too high, the claim should not be filed, as it will affect the bonuses with claims in the next political year. No claim premium is a discount given to the client, if he has no claims in the political year
The claims process for each insurance is slightly different. Let's discuss each of the following:
Registration of claims for own damage to the car
- If there is damage to your own car, the first and most important thing is to fill out the insurance indemnity form and submit it with all the necessary documents. You must notify the insurance company before sending the car for repair to a workshop or workshop. The form is easily accessible in all offices of insurance companies, as well as on their websites
- Insurance company 2-A sends an insurance company to assess the loss and damage. At the end of the survey, the surveyor sends a report to the insurance company.
- If the damage level is staggering and urgent action is required, experiment with the fact that the surveyor reaches the point of the earliest accident.
- According to the inspector, you can agree on the repair of your car.
- After the completion of the repair work, you need to collect all the bills and other important documents from the garage and send them to the inspector, who will then send the report with an assessment of the insurance company.
- If all documents are filed in accordance with the requirements, and the inspector's report is in order, you will receive your fee for reimbursement.
One important thing to remember about is that you have to be careful to submit all the documents as soon as you receive the car after its repair, since most insurance companies will not agree to this later.
Registration of Claims for Third-Party Claims
If you receive a legal notice from a third party for a claim, you must first notify your insurance company, and then proceed to respond to the notification. You also need to be careful and talk with the insurance company before you make an out-of-court settlement or for a financial settlement.- The insurance company will request a copy of the notice to be sent.
- You also need to send a copy of the driver's license, the RC car book and the first information report
- After checking the insurance company will evaluate the accident, and if they are satisfied, they will help you by appointing a lawyer.
- If, in accordance with a court decision, you need to pay a third party for such damage, the amount will be immediately paid by the insurer.
It is important to know the application process, as if it was done for the first time, there will be no problems in the future.
Steps You Need to Know before Applying for Car Insurance
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Oleh
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